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Best Personal Loans in Lansing, MI

Aug. 26, 2019, 5:03 p.m.

Personal loans give you cash for any purpose, then let you pay it back in fixed, monthly amounts. It’s important to find a lender with fair rates, simple terms and good service. Our partners at ConsumerAffairs researched the best personal loans in Lansing to get you on the way to approval.

Everyone deserves to make thoughtful, informed purchase decisions. The local guides provided on this website are free for consumers. Fox 47 News may receive compensation from our partners. Learn more.

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#1
RECOMMENDED
Best Egg

Apply With Us Today!

VISIT WEBSITE
CALL BEST EGG
(877) 850-2322
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#1 MOST POPULAR
Best Egg
Best Egg
Features
  • Won't impact your credit score
  • Funds as fast as 1 business day
  • Available in Lansing
  • No prepayment penalties
Read More
VISIT WEBSITE
CALL BEST EGG
(877) 850-2322
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#2
FreedomPlus
FreedomPlus
Features
  • Available in Lansing
  • Loans from $7,500-$40,000
  • Equal Housing lender
  • Online application
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VISIT WEBSITE
CALL FREEDOMPLUS
(800) 368-0061
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#3
CountryWide Debt Relief
CountryWide Debt Relief
Features
  • Available in Lansing
  • Online qualification
  • Credit consolidation
  • No upfront service fees
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#4
OneMain Financial
OneMain Financial
Features
  • Trusted lender for 100+ years
  • Fixed rates and payments
  • Personalized service
  • Secured and unsecured loans
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Location
6030 S. Pennsylvania Ave.
Lansing, MI 48911
(517) 394-6600
#5
CASE Credit Union
CASE Credit Union
Features
  • Fairly priced loans
  • Perfect credit not required
  • Well-trained staff
  • Multiple types of personal loans
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Location
422 N. Washington Sq.
Lansing, MI 48901
(517) 393-7710
Fifth Third Bank
Fifth Third Bank
Features
  • M-F: 9am - 5pm
  • Closed Sat and Sun
  • 53.com
Location
500 E. Michigan Ave.
Lansing, MI 48933
(517) 372-7500
Huntington
Huntington
Features
  • M-Th: 9am - 5pm
  • F: 9am - 6pm
  • Sat: 9am - 12pm
  • Closed Sun
  • huntington.com
Location
2017 Lake Lansing Rd.
Lansing, MI 48912
(517) 482-2573
MSU Federal Credit Union
MSU Federal Credit Union
Features
  • M-Th: 9am - 5:30pm
  • F: 9am - 6pm
  • Sat: 9am - 3pm
  • Closed Sun
  • msufcu.org
Location
104 S. Washington Sq.
Lansing, MI 48933
(800) 678-4968

How to choose a personal loan company in Lansing

Lansing skyline

Personal loans in Lansing are available from online lenders, banks and credit unions. Benefits of personal loans include:

  • Use the loan for a variety of purposes.
  • Pay less interest than with credit cards.
  • Set up fixed, monthly payments.
  • Repay the loan over several years.
  • Strengthen your credit score.

When shopping for a personal loan company in Lansing, you will see different types of loans offered. A personal loan is either secured or unsecured, and it may have either fixed or variable interest rates.

Loan type Details Best for
Secured Requires collateral; often has lower rates Borrowers with fair to good credit
Unsecured No collateral necessary; often has higher rates Borrowers with strong credit
Fixed-rate Interest rate stays same Longer loan terms
Variable-rate Interest rate changes over time Shorter loan terms

One of the most important factors when applying for a personal loan is your credit score, which helps lenders predict how likely you are to repay the loan on time. Your credit score is based in large part on your credit report. Be sure to check your credit report before applying to make sure it’s accurate.

Personal loan companies in Lansing may differ slightly in their application processes, but most will ask for the following documents:

  • Government-issued ID
  • Proof of income
  • Proof of address
  • Bank account information

When looking for a personal loan in Lansing, apply with different lenders in order to get the best terms possible, including the loan amount, interest rates, term length and fees/charges. Before you sign, personal loan companies in Lansing are obligated to show you all this information in a simple-to-understand format, per the Truth in Lending Act.

Best Egg

Best Egg

CALL BEST EGG

(877) 850-2322 VISIT WEBSITE

Best Egg is an online lender offering fixed-rate personal loans with no prepayment penalties. Starting with an easy online application, you can borrow up to $35,000 and receive the funds in as little as one business day. Multiple payment options are available. According to reviews, Best Egg has many satisfied customers who recommend the company to anyone needing a personal loan in Lansing.

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FreedomPlus

FreedomPlus

CALL FREEDOMPLUS

(800) 368-0061 VISIT FREEDOMPLUS

FreedomPlus, an online lender, offers personal loans with fixed monthly payments and clear terms. Apply for up to $40,000 online, talk to a loan consultant and get a same-day decision. Funds are then available within 3 business days. Personal information is always safe and secure with FreedomPlus. Lansing customers love the accessible and friendly support and the easy borrowing experience.

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CountryWide Debt Relief

CountryWide Debt Relief VISIT COUNTRY WIDE DEBT RELIEF

If you want to combine all your debts into one easy, manageable monthly payment, CountryWide Debt Relief is the answer. Free over-the-phone consultations are available, and approval is guaranteed. Good credit is not required to apply. Lansing customers say CountryWide Debt Relief comes up with personalized solutions to set clients on the course to financial freedom.

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OneMain Financial

OneMain Financial

OneMain Financial is a national lender that has helped over 10 million customers since 1912. Complete an online application and meet with a loan specialist at the Lansing branch to discuss loans up to $30,000. Term lengths up to 60 months are available. Customers like the online account management and the rewards program, which offers savings at retailers and restaurants.

CASE Credit Union

CASE Credit Union

CASE Credit Union, founded in 1936, has over 44,000 members and seven branches throughout Greater Lansing. Personal loans are available for all types of borrowers and can be used for a variety of purposes. To apply, visit the CASE Credit Union website, where you’ll also find a loan payment calculator and other helpful resources. Members describe mixed levels of satisfaction with customer service.

Our partners independently research and analyze the companies mentioned in our guides and work with subject matter experts to add valuable information that helps consumers make smart purchase decisions. Our partners will not include companies on these guides that do not meet specific quality standards. The compensation we receive from our partners may impact how and where companies appear on our site, including the order in which they appear.

Our partners independently research companies, and use editorial discretion to award companies with special recognition (i.e. Best Value) based on their staff’s judgement or subject matter expert’s judgement. Our partners do this to help you identify companies that will meet your specific buying needs, and do not receive compensation for these designations.