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Best Credit Repair Companies in Lansing, MI

Aug. 16, 2019, 8:42 p.m.

Those with poor credit who are struggling to qualify for auto loans or home mortgages might be able to raise their score with credit repair. You can hire a credit repair company to dispute negative entries on your credit report and have incorrect, unverifiable or outdated reporting removed. Our partners at ConsumerAffairs researched the best credit repair in Lansing to help you find a company to boost your score.

Everyone deserves to make thoughtful, informed purchase decisions. The local guides provided on this website are free for consumers. Fox 47 News may receive compensation from our partners. Learn more.

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#1
RECOMMENDED
Credit Saint

Improve your credit score!

VISIT WEBSITE
CALL CREDIT SAINT
(478) 845-6310
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#1 MOST POPULAR
Credit Saint
Credit Saint
Features
  • Available in Lansing
  • Personal adviser provides assistance
  • 90-day money-back guarantee
  • A+ BBB rating
Read More
VISIT WEBSITE
CALL CREDIT SAINT
(478) 845-6310
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#2
Lexington Law
Lexington Law
Features
  • Identify theft protection and fraud alerts included
  • Over 10 million negative items removed from credit reports
  • Free credit reports from all 3 bureaus
  • Available in Lansing
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VISIT WEBSITE
CALL LEXINGTON LAW
(855) 620-5873
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#3
The Credit People
The Credit People
Features
  • No fee to obtain credit scores & reports
  • 32% avg. increase in credit score
  • Unlimited disputes
  • Available in Lansing
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VISIT WEBSITE
CALL THE CREDIT PEOPLE
(877) 696-3650
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#4
Sky Blue Credit Repair
Sky Blue Credit Repair
Features
  • In business for more than 25 years
  • Available in Lansing
  • 90-day money back guarantee
  • Fastest disputes in the industry
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VISIT WEBSITE
CALL SKY BLUE CREDIT REPAIR
(888) 751-6072
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#5
The Credit Pros
The Credit Pros
Features
  • 1-on-1 expert consultation
  • Available in Lansing
  • Guaranteed satisfaction
  • Unlimited disputes
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VISIT WEBSITE
CALL THE CREDIT PROS
(855) 897-5132
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#6
Garranteed Solutions
Garranteed Solutions
Features
  • Available in Lansing
  • 3-step credit repair solution
  • Free consultation with credit repair experts
  • Disputes negatives on credit report at same time
Read More
Location
Online services available in
Lansing, MI 14202
(616) 530-4883

Credit repair in Lansing

Lansing skyline

Lansing residents have an average credit score of 672, which is just slightly lower than the Michigan average of 677. If you’re unsure of what your score is, there are multiple ways to obtain it. Once you know your score, it’s essential to understand how your score influences your search for credit.

Score Rating Common results
579 or lower Very poor Very difficult to obtain credit
580 - 669 Fair Credit will be difficult to obtain and will likely be accompanied by high interest rates
670 - 739 Good Credit is obtainable with average interest rates
740 - 799 Very good Credit is obtainable with better-than-average interest rates
800 - 850 Exceptional Credit is obtainable with the best interest rates

Having a low credit score in Lansing will make it difficult for you to qualify for an auto loan or home mortgage. Bad credit can cause other problems, including:

  • Inability to qualify to rent a house or apartment
  • High interest rates on loans and credit cards
  • Need to pay a security deposit for utilities and services
  • Requirement for a cosigner on loans

If you or someone you know has any of these issues, a credit repair company in Lansing may help you address your bad credit and raise your credit score.

How credit repair companies work

Generally, a credit repair company will begin by obtaining and reviewing a copy of your credit report before identifying and disputing incorrect items. Although you can obtain copies of your credit report and dispute items on it yourself, it can be a time-consuming and complicated process.

Cost of credit repair in Lansing

Prices for credit repair services vary, but typically fall between $60 and $150 a month. Some companies in Lansing offer a free initial consultation, but others charge an initial fee to pay for the cost of obtaining your credit report. If you choose to work with a credit repair company, you’ll usually pay a monthly fee. Beware of any company that demands a large payment before performing any services, which is prohibited by federal law.

Companies in Lansing may also offer additional services, including identity theft protection and continuing education to help you maintain your credit score after going through credit repair. Talk to each company about the services it offers before choosing the one that fits your needs best.

Credit Saint

Credit Saint

CALL CREDIT SAINT

(478) 845-6310 VISIT CREDIT SAINT

Credit Saint offers a 90-day, money-back guarantee along with competitive rates for couples and individuals. The company has more than 10 years of experience and receives high ratings from Lansing residents, who say they appreciated the service provided by the team of specialist assigned to them.

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Lexington Law

Lexington Law

CALL LEXINGTON LAW

(855) 620-5873 VISIT LEXINGTON LAW

Lexington Law is considered one of the most trusted names in the credit repair industry. The company provides you with a personal case manager and employs attorneys and paralegals to assist with your disputes. While most reviewers in Lansing are more than happy with their services, some do wish the company offered more competitive pricing or discounts.

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The Credit People

The Credit People

CALL THE CREDIT PEOPLE

(877) 696-3650 VISIT THE CREDIT PEOPLE

In addition to low monthly pricing, The Credit People also offers an Unbeatable Satisfaction Guarantee which allows customers to cancel at any time, refunding the previous month. Representatives are trained in various laws governing credit repair and have found results with over 310,000 unique credit reports. Customers appreciate the friendly and informative customer service.

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Sky Blue Credit Repair

Sky Blue Credit Repair

CALL SKY BLUE CREDIT REPAIR

(888) 751-6072 VISIT SKY BLUE CREDIT REPAIR

Sky Blue Credit Repair was established in 1989 and maintains an A+ reputation with the BBB. The company offers premium services and excellent customer service. Many Lansing residents say Sky Blue Credit repair helped them change their lives by rebuilding their credit.

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The Credit Pros

The Credit Pros

CALL THE CREDIT PROS

(855) 897-5132 VISIT THE CREDIT PROS

The Credit Pros offers a free initial consultation and competitive rates. The company prides itself on a reputation of honesty and transparency, and it provides an online dashboard so customers can keep up-to-date on their progress. Lansing area residents say they appreciate the company’s customer service and attention.

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Garranteed Solutions

Garranteed Solutions

Garranteed Solutions provides credit repair services as part of their three-step process of raising your credit score. The company also offers free consultations and prides itself on helping people qualify for home mortgages. The company receives mostly high reviews from Lansing customers.

Our partners independently research and analyze the companies mentioned in our guides and work with subject matter experts to add valuable information that helps consumers make smart purchase decisions. Our partners will not include companies on these guides that do not meet specific quality standards. The compensation we receive from our partners may impact how and where companies appear on our site, including the order in which they appear.

Our partners independently research companies, and use editorial discretion to award companies with special recognition (i.e. Best Value) based on their staff’s judgement or subject matter expert’s judgement. Our partners do this to help you identify companies that will meet your specific buying needs, and do not receive compensation for these designations.